Reducing Health Care Costs

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In my post on The Affordable Care Act and Retirement, I discussed our plan to switch from our current policy through our former employer to a policy on the health care exchange.  Insurance premiums are obviously a major part of health care costs.  If you have employer provided health insurance, you really don’t have a choice about your coverage.  Our employer used to offer a choice of a high deductible and a low deductible plan.  The high deductible plan had lower premium, which more than made up for the higher deductible, in a worst case scenario. Continue reading Reducing Health Care Costs